Showing posts with label us debt relief. Show all posts
Showing posts with label us debt relief. Show all posts

Tuesday, October 19, 2010

Cut Your Expenses On Hobbies!

Hobbies have always played a wonderful and sometimes strange role in our life. Since childhood till today we spend a lot of time, energy and money to find pleasure from our leisure time. It is something that defines a strong part of our character and attitude towards life and its aspects. The possibilities to fill out the free time is endless, one just has to make a beneficial choice out of it. When we have nothing else to do, our hobby keep us from sinking into boredom, but the trouble starts when these hobbies take the shape of addictive obsessions and drowns us in unnecessary monetary crunches. As the saying goes that “too much of anything is harmful”, so is our unnatural drive and craving to chase our pleasurable pastime on the expense of our or our parents’ hard earned money.

It is fine when you find someone with a healthy hobby of reading books, or writing blogs or listening to music or playing video games, until you come to know that these hobbies make a person shell out an unnecessary amount of money to persist them. Funnier would be those people, who do not mind spending a fortune for regular expensive hobbies like scuba diving, recreational flying, mountaineering, yachting, expensive shopping spree, trying out top-class restaurants or clubbing. 

It looks pretty insensible to spend money just to pursue a flashy yet hollow set of hobbies, that too in the current phase of economic slowdown. Hobbies or any other recreational activities are considerably helpful in building creativity and productivity in a person, but one should not take this for granted to a limit of extravagance which fulfills no real purpose of character building.

Monday, October 18, 2010

Few Irresistible Money Saving Tips

Holding on money is becoming as tough as holding on a grip of sand in your palm. The difficulty one faces to save money by overlooking all temptations is quite understandable. Saving some bucks for your precious future is always a welcoming idea to avoid the pangs of debts in present financial hard times, however farfetched it may sound to today’s youth. Thus after a lot of observation, experiences and experiments, I am disclosing few undeniable money saving tips, that will not only make you financially more disciplined but would also teach you to curb your greedy materialist cravings.


     Check your extravagant attitude and eliminate your bad spending habits along with the tendency to compare, contrast and exhibit your material possessions with your fake friends. If possible stay alone or with few good friends, to avoid crowd around you that expect your financial support in lieu of their hollow expressions.

     Get rid of your impulsive buying nature. Ward off your fancies and addiction towards expensive branded outfits and accessories; instead go for street-shops that give away the same stuffs in lesser price. After all you do not show off the price tags while using them.

     Resist your unnecessary cravings to dine or eat in expensive restaurants, rather enjoy the process of experimental cooking and eating together with your loved ones, in the close comfort of your home. This does not only save your hard earned penny but also your health and hygiene.

     Stop buying books, CDs and DVDs. Cultivate the habit of taking help of your nearby local library which is always a cheaper means to indulge yourself, without hampering the quality of knowledge or entertainment.

And if everything that is written above fails, then be a monk , sell your belongings to enjoy a peaceful and meditated life , as this can be the most desirable outcome after being hit by debt.