Claim Your Dues When You Are In Debt

With debt becoming a household name now, an individual is more likely to become a prey to it than he realizes. No doubt that we gain a certain amount of relaxation from various available debt relief options, debt settlement companies and credit counselors, but only to some extent, as we find ourselves helplessly sweeping in more and more debts with our uncontrolled financial habits and blunders. However, debt has become a vicious circle and thus many a times we find that we too can claim our dues from people who have earlier borrowed from us in the name of friendship or relation. For example there are people who hesitate to file a lawsuit or personal injury claim against an institute or organization which owes him/ her certain amount of money or payment, out of fear and humiliation from neighbors or fellow workers. At times filing a compensation claim, in case of an injury at workspace or outside, or for a faulty piece of hardware, is much easier for us than asking back our own money from a friend or relative who have once borrowed the same in their emergency.  
While being in debt is easier, claiming our justified dues is getting tougher, especially on personal levels, when people feel that asking it back would lead to embarrassments and hidden bitterness. But at times when the burdens of debts are becoming heavier, claiming back one’s dues from all sensible and legible sources is the most logical step towards relieving oneself of some deficiencies.

Without escaping the situation, try to sort out a diplomatic yet wise way out to talk to your friend about your present financial crisis which forced you to ask for the money back from your friend. It is better to be transparent and honest to your borrower than holding disregard and pretence for the same person for not remembering to pay back the favor at time of your need.